514 842-4004 info@fqsida.org

Donation of a life insurance policy

It is possible to designate a charity as the beneficiary of the death benefits of a life insurance policy.

There are two ways to make such a donation without penalizing your heirs:

  • Designate the Foundation as beneficiary of the life insurance.
  • The life insurance policy is assigned to the “Fondation québécoise du sida”, which becomes the owner and beneficiary of the policy.


  • This can be used to offset your annual income tax contribution as long as you pay the annual premium on this policy.
  • The Foundation issues an official receipt to the donor’s estate, which becomes a 100% deductible tax credit and any excess amount may apply to the return for the year prior to the donor’s death.

Your support is key to the outcome of this battle: together we will defeat HIV / AIDS!